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bill_schubert) wrote2026-02-07 09:35 am
Still processing
We are not ready to make a change like that yet. Not even close. We could afford to do it. Everything paid for. Everything right there. But the downsizing would be crippling for us. I think if it were me alone I could deal with it a bit better and if I weren't around Dana would just have to. But the entity that is 'US' is not ready to be reduced so much. Not nearly.
This is a place that has no continum of care but has support and third party help. But it is otherwise like living in an apartment anywhere. But without a kitchen and the laundry is down the hall. So maybe more like a hotel room with a nice dining restaurant on site.
The people were really nice and I do think there is a lot of support staff. They have managers living in the building so there is 24 hour support if needed.
Part of my problem is comparing it to Timber Ridge which is Toyota to Rolls Royce unfair. We have a Timber Ridge type place here too and will likely get dressed up and look but I don't think we can afford it.
There is one in the middle that I think is most likely. It is continuing care and, I think, nicer.
But we're not ready. Unless and until we get to the point that we can't manage the living we have now I think we'll stay. As I've recently come to realize we're only a single event from that at any given time but if something happens that triggers our long term care insurance then everything has changed anyway. Anything short of that we'll deal with it.
I'm thinking we might look at maid service which would help a lot. Schedule it when I can take the dogs out. Maybe.
The luncheon did make me look at our situation with a more critical eye. It was a little depression inducing so I've been working through it but am, for the moment, happy to be on the other side and committed to being here for another five years or so. At least.
Meanwhile, my plan to build up our savings and investment is working. I'm putting Dana's social security into investments each month and we're nearly back where we were last year before all the medical costs hit us. That investment situation should only get better. And our house is retaining something over $100k in value were we to sell. So we're safer than many even with inflation chipping away at the monthly income.
Not ready to change just yet.
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